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If the NFC can read credit card?

2023-12-05 1344 0

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Credit card


No, NFC (Near Field Communication) technology cannot read the credit card information stored on traditional magnetic stripe or EMV chip-enabled credit cards. NFC is a short-range wireless communication technology that allows devices to exchange data when they are in close proximity, typically within a few centimeters.

While NFC can be used for contactless payments using mobile payment services like Apple Pay, Google Pay, or Samsung Pay, it does not directly read credit card information from physical cards. Instead, these mobile payment services securely store the credit card details within the app or device using tokenization, which replaces the actual card information with a unique token. When making a contactless payment, the token is transmitted via NFC to the payment terminal, ensuring the actual card details are not exposed.

It's important to note that if someone attempts to use NFC to read credit card information, they would not be able to extract any meaningful data from a physical card. The security measures implemented in credit cards, such as encryption and dynamic authentication, prevent unauthorized access to the cardholder's sensitive information.



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